
As a mortgage broker, I've witnessed firsthand the challenges Canadian homeowners face. Rising costs, economic uncertainty, and the pressure of balancing mortgage payments with retirement planning leave many feeling like they're running in place financially.
What's become increasingly clear is that traditional financial advice often falls short. Most Canadians are told to pay down their mortgage first, then start investing—a sequential approach that costs them decades of potential growth and tax advantages.
That's why I became a Smith Manoeuvre Certified Professional™.
This strategy offers a powerful alternative that allows homeowners to convert their mortgage into a wealth-building tool without finding extra room in their monthly budget.
What drives me is helping clients achieve financial outcomes they once thought impossible. By transforming how your largest expense works for you, we can create a path to both mortgage freedom and investment growth simultaneously.
Let's explore how this approach might work for your specific situation.
-Krista

Krista Klein, Mortgage Broker
Smith Manoeuvre Certified Professional™
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In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
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Since 2009, Krista Klein has been helping Canadians achieve financial clarity and homeownership freedom through personalized mortgage strategies. With over 15 years of experience in the mortgage industry, she specializes in showing clients how to pay off their mortgages faster, build equity strategically, and create long-term financial stability.
Krista is the creator of Mortgage to Freedom, an educational program that teaches homeowners how to turn a 30-year mortgage into a 10-year success story. Her approach blends expert financial knowledge with real-world solutions, empowering clients to take control of their money and create lasting wealth.
When she’s not guiding clients toward financial freedom, Krista enjoys skiing, exploring the outdoors, and spending time with her Wire Fox Terrier, Riker.
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